Budgeting Using Google Tools
Just found out from WSJ Blog that Google Docs has beefed up their resources for personal finance spreadsheets, allowing users to edit them from their cellphones and other mobile devices.
The Web-based tools can help users keep track of variety of expenses, ranging from household and personal budgets to shared costs between co-workers and roommates to weddings. Other worksheets can help users figure out how long it will take to pay off their mortgage or credit-card bills. The templates are Excel-like spreadsheets that users can customize and access from any computer. Now, users can also edit those spreadsheets, sort by column, and filter by terms on from a variety of mobile devices. Users can also share their spreadsheets with anyone, so multiple people can work on a budget together. For example, parents with college-age kids can work on a shared budget at the same time from different locations; others may want to share their spreadsheets with their financial planners or accountants. Users can decide to keep their budgets private or invite others to view them.
Ofcourse, you will have to manually enter your data, which is saved automatically. According to Andrew Chang of Google Docs, the spreadsheets are lightweight and appropriate for do-it-yourselfers who don’t want to connect with other services and prefer to run quick calculations of their finances.
Here are direct links to those templates:
- Family Budget Planner
- Personal Budget Tracker
- Monthly Budget Planner
- Annual Personal Budget Spreadsheet
- Savings Calculator
- Bank Account Ledger
- Credit Card Payment Calculator
- Statement of Net Worth
- Auto Expense Report
- Road Trip
- Mortgage Payment Calculator
- Wedding Budget Manager
- Wedding Vendor Payment List
